Privacy Policy

At Rafael Pierre Consulting LLC, your privacy is very important to us. This policy explains how we collect, use, and protect your personal information.

When you use our services, we may collect information such as your full name, date of birth, Social Security Number, contact information, payment information, and details from your credit report.

This information is used solely to provide credit repair services, process payments, and communicate with you about your account. We use secure tools to handle credit disputes on your behalf. Your data is stored securely, and only authorized staff or trusted third party service providers have access to it.

We do not sell or rent your personal information. We may share it with credit bureaus or payment processors like Stripe or PayPal, and legal authorities if required.

Our website may also collect data through cookies or analytics tools to help improve your experience. You can opt out of tracking through your browser settings.

You have the right to request access to or deletion of your information. To do so, please contact us.

We are committed to protecting your information and maintaining your trust.

Terms Of Service

Welcome to Rafael Pierre Consulting LLC. By using our website or services, you agree to the following terms and conditions. Please read them carefully.

We provide credit consulting and credit dispute services for individuals seeking to improve their credit profiles. Our services are offered in compliance with U.S. laws, including the Credit Repair Organizations Act (CROA) and the Fair Credit Reporting Act (FCRA).

To be eligible for our services, you must be at least 18 years old and reside in the United States.

When you engage with our services, you agree to pay any fees as outlined in your service agreement. We do not offer refunds after services have begun unless required by law.

While we do guarantee that your credit profile will improve during the course of our service, we cannot guarantee specific outcomes such as exact score increases or the complete removal of all negative items. Each credit profile is different, and results vary.

It is your responsibility to provide accurate and complete information. Failure to do so may delay or affect the outcome of our services.

Our services are intended to assist and support your efforts to improve your credit. They are not a substitute for legal advice, and we encourage clients to consult with an attorney or financial advisor for legal or financial matters.

We reserve the right to modify these terms at any time. Continued use of our website or services after changes are posted constitutes your acceptance of the revised terms.

If you have any questions about these terms, please contact us.

Disclaimer

Rafael Pierre Consulting LLC provides credit consulting and credit repair services to assist clients in correcting inaccurate or outdated information on their credit reports.

We guarantee that your credit profile will improve as a result of our efforts. However, we do not guarantee a specific increase in your credit score, nor do we guarantee the removal of every negative item. Each case is unique and outcomes vary depending on the nature of your credit report and your participation in the process.

Our services are not legal or financial advice. If you require legal or financial guidance, please consult with a licensed attorney or financial advisor.

Using this website and our services indicates your agreement with these terms and your understanding of this disclaimer.